Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. 8 cents each, they can be worth much more when transferred to travel partners. Each eligible transaction will earn 2% cash back on all eligible purchases. Main content; Search; AccountWells Fargo Active Cash vs. Earn unlimited 2% cash rewards on purchases. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Just spend $4,500 in the first 90 days of account opening. Wells Fargo Active Cash® Card: Best overall. Platinum X5 Card from Credit One basics. 73. Best for 2% Cash Back: Wells Fargo Active Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Wells Fargo Active Cash ® Card vs. We'll compare the introductory bonuses, how cashback is earned,. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Citi Double Cash. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. THE POINTS GUY. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. S. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Citi Double Cash vs. 3. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Wells Fargo Active Cash® Card;. Citi® Double Cash Card. Wells Fargo Active Cash Card vs. 10% APY, while those with a. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. Wells Fargo Active Cash® Card. $0. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. 5% cash back for everyone else. 24%. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. The Citi Double Cash and Wells. For context, the average annual rewards payout from the cashback credit cards in the investor. With the Wells Fargo Active Cash, the same. Rewards Rate. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. 5% cards do. Rewards Rate. 24% - 29. Overview of the best 2% cash Back credit cards. A number of other flat-rate cash-back cards earn 1. Also, cash back rewards do not expire as long as your account stays open. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Simply pick up the phone to call Visa Signature Concierge. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. Chase Freedom Unlimited®: Best no-annual-fee card. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. 24% or 29. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. Bank of America® Customized Cash Rewards Credit. Wells Fargo Reflect® Card: Best balance transfer card. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. •. Skip Navigation. These are solid benefits for a card with no annual fee. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. That beats the base earning rate of 1. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. APR. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. They usually give me less than half of the limits I get from Citi. Wells Fargo Active Cash® Card (rates and fees). Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. 00 with Wells Fargo Active Cash Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash® Card (rates and fees). The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. Best Overall Balance Transfer Credit Card: U. Citi Double Cash Card. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. I have had no major issues with using WF cards. $0. Given that several banks offer credit cards earning 2% on all. Wells Fargo Active Cash vs. Citi Double Cash® Card. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. The value of a 1. S. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). TD Double Up rewards. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Most 2% cards don't have a SUB, while most 1. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. The Citi Double Cash card's simple cash back structure and long-lasting balance. 5% cash back, a $200 bonus and 0% for 12 months. Neither. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. It also offers a. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. The card earns a flat 1. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. 24%. Annual fee: $95. Wells Fargo Active Cash Card Review 2022. Wells Fargo Reflect® Card. Citi Double Cash Card vs. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Citi Double Cash. S. This Visa Signature. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Who the. Using the card for. Was with you up until the cancellation part. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. 24% - 29. •. Chase Sapphire Preferred Wells Fargo Active Cash. Annual Fee. That describes the Citi Double Cash® Card. 24% variable APR;. $0. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Chase Freedom Unlimited. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. 99% variable APR. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Then select Request Balance Transfer under Account Management to view available offers. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. The difference between Blue Cash Everyday. For context, the average annual rewards payout from the cashback credit cards in the investor. 24% to 28. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. TD Double Up rewards. Historical Offers Chart. The winner: Blue Cash Preferred. The Wells Fargo Active Cash® Card is a no-annual-fee credit card that earns unlimited 2% cash rewards on purchases. Best for flat-rate cash back. 24%, or 29. 24%, 25. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Unlike. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. The Citi Double Cash card's simple cash back structure and long-lasting balance. Bank of America Unlimited Cash Rewards vs. 31, 2024. 01 in any bank, or you can transfer points to a few airlines / hotels. Our example family typically spends $2,443 annually on flights. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. This is a fairly competitive welcome bonus for. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. Best for Choice of Bonus Categories: U. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. supermarkets, U. Bank Cash+® Visa Signature® Card. Its main quirk is how the card. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Rates & Fees. Automatic cellphone protection when you pay your monthly bill with the card. Slickdeals. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. coopdude • 3 days ago. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. The card offers 2% cash back on everything – 1% back when. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. You also don’t have to jump through any hoops to get the full. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. Wells Fargo Active Cash® Card 3. However, I don't think you should listen to the bad rumors about Wells Fargo. 24%, or 29. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Citi is better due to points games (rewards+ = 10% bonus) etc. There’s. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Cardholders can now earn $200 cash back after you spend $1,500 on. 01 in any bank, or you can transfer points to a few airlines / hotels. Credit Cards. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. S. JS by Jason Steele. 99% variable APR applies thereafter. Wells Fargo Active Cash Promotions for November 2023. Citi Double Cash® Card. Citi Custom Cash Card vs. Wells Fargo. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. (Though paying statement balances in full. Wells Fargo Active Cash® Card. Other cash back cards earn more back. I know people hate Wells Fargo but I like my active cash and autograph card. Its main quirk is how the card. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Best for Automatic 5%. The Active Cash Card offers 0% intro. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Citi Double Cash® Card. 1% back on all purchases and 1%. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. Bank of America Unlimited Cash Rewards vs. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. It earns rewards in a similar fashion. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. (on up to $6,000 in each category per year. Articles; Reviews; Compare; Surveys;. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Synchrony Premier World Mastercard. Both cards offer a $200 welcome offer bonus. Learn more about this card. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Plus, you can earn 2% cash rewards on all purchases. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. It can help you save energy because it reduces the flow of electricity to the bulb, so the. Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. At. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. 24% - 29. . Discover It Cash Back v. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. 24%, or 29. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Reply. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. This card doesn’t have any bonus categories as tiered rewards cards do. 24%, 25. Citi Double Cash. 99%. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. no direct deposit into any non-Wells Fargo bank. deVrinj • 21 days ago. Uber/Lyft, transit, and streaming. ”. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. No annual fee: Capital One Quicksilver vs. Tiered cards provide different cash-back rates for different types of purchases. CDC which cashback is better2:24 - Annual Fee and Foreig. NerdWallet's . The Wells Fargo Active Cash® Card is an exception. Wells Fargo Active Cash® Card. Other 2% Cash Back Cards. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. . 8 cents each, they can be worth much more when transferred to travel partners. Chase Freedom Unlimited vs. You must select Apply Now on this page to take advantage of this specific offer. Welcome Bonus. would all get 2% instead of 1%. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash® Card. offers of $150 for $1500 spend on the Fidelity card. Citi Double Cash Card. That's not exactly what I said. As I noted above, the only real negative IMO is the 3% foreign transaction fee. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. ”. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). After that, the standard variable. Finally, they cash out at a standard . You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. Best. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. Plus, the card’s lengthy. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. Annual fee: $0 intro annual fee for the first year, then $95. Wells Fargo Active Cash®. To earn cash back, pay at least the minimum due on time. 6 min read Sep 08. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. Recommended Credit Score. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). It provides a simple model—earn 2% cash back on. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Wells Fargo Active Cash vs. The daily driver, until I hit the $6k limit. Wells Fargo Active Cash® Card: Best cash-back card. 1. Wells Fargo Active Cash® Card. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Use the accumulated cash back for a statement credit, check or direct. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. In this Citi Double Cash Card. Crucially, there's no FTF, unlike the Citi Double Cash, Paypal Cashback, or Wells Fargo Active Cash. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. PayPal Cashback Mastercard®. Citi Double Cash Card vs. Excellent, Good, Fair. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Are you OK with category spending or do you want a general spending card? General spending card. $0 annual fee. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. For context, the average annual rewards payout from the cashback credit cards in the investor. Citi Double Cash® Card. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection.